According to the Independent newspaper, UK households are spending an average of £1000 annually for car and home insurance. Despite the rising cost of car insurance, many insurance buyers are not researching the market thoroughly. If they do so they will be able to get a bargain auto insurance.
There could be many reasons for not researching the insurance market. It could be less time, lack of information, not asking the right queries and many people simply don't bother.
- Comparison of 3 popular Car Insurance Companies:
Norwich Union, More Than, Tesco Personal Finance.
More Than: Car Insurance
A financial brand of Royal Sun Alliance Insurance Group, More Than was launched in 2001. Its services include not only car insurance but also insurance in home, pet, travel and life.
Tesco Personal Finance: Car Insurance
Tesco Personal Finance provides services in
finance and insurance
. Insurance product range includes car, health, home, pet and life.
Norwich Union: Car Insurance
It is a subsidiary of AVIVA, worlds fifth largest and UK's biggest insurance groups. Norwich Union's insurance activities are monitored by Financial Services Authority.
Features of these Car Insurance Companies
- Online Discount Offers: Of the three car insurance firms, More Than offers maximum online discount of 15%. Both Norwich Union and Tesco Personal Finance offer 10% online discount.
- Breakdown Cover: More Than: 50% off breakdown is added to car insurance quote, specifically for prospective customers. Norwich Union: Does not offer a flat rate for breakdown cover. It is calculated based on the insured's situation and £5 off is given for online breakdown cover.
- No Claims Bonus
More Than- Offers maximum no claims bonus for the life of your car insurance policy. This is offered to drivers with a good record, as a part of fully comprehensive car insurance policy. Driving conviction will make you ineligible for it.
- No Frills policy No Frills policy is offered by Norwich Union and Tesco personal finance. This does away with replacement car and personal injury cover and consequently reduces the cost of premium considerably.
- Pay as you go Pay as you go is the latest technology installed by Norwich Union and More Than in order to track down motorists' usage. An optional offer, this will help car owners to cut down on their insurance cost.
More Than- Targets young drivers between the ages of 17-25 and offers a bonus at the end of the year if they don't drive between the 11pm and 6 am.
Norwich Union- If motorists keep their car in the garage for six months, they will be charged less premium.
- Pay your premium in one go If you do not wish to pay a monthly premium, then Norwich Union gives you the option of paying your premium in one go.
All these offers are subject to availability so do check before hand with the company, when purchasing a car insurance policy.
Sara Sentor
Webmaster
http://www.insurancesos.co.uk
Filed under Home Insurance by on May 9th, 2010. Comment. 
If you are like most Americans, you have learned the truth about personal finances. It is not only just about what you make, but also what you spend. For someone who is making $1,500 a month and can not find a better paying job, and also does not have the time to get a second job, you need to look at a budget. Many people think of a budget as a simple way of spending less by way of buying less. While this is a key part of it, there is much more than that.
To truly start a budget you have to take a look at your monthly expenses. For most people this would include things like; car and home loans, credit card, cell phone, internet, and television bills, electric and water, car and health insurance and food expenses to name a few. For bills like your car and health insurance and cell phone, internet, and television, you can lower them by taking the time to find a better deal. It may be with the company you are currently with meaning they may offer you a better deal, or it could be with one of their competitors. For bills like electric, water and food, simply use less of them, don't waste, and eat at home more than at restaurants.
Finally for bills like car and home loans as well as credit cards, you can look into loan modification. We have seen interest rates go down to record lows, but they are about to come back up. Chances are if you have a debt owed it is because you made the purchase a few years ago and have a higher interest rate. Loan modification can lower those rates and other factors of your bills, saving you hundreds of dollars a month. Your best chance to get approval from a bank or lender when you try to modify is to simply go with a loan modification company. These companies have a great success rate, and will save you time and money.
By David George
http://houstonloanmod.com
Filed under Home Insurance by on May 5th, 2010. Comment.
Rental Car in Vancouver, BC, Canada?
I am going to rent a car in Vancouver, Canada for 10 days; I do however have a few questions:
1. I am 22 years old. How much of a surcharge per day that I need to pay to rent a car?
2. Can I use my US Driver's License to rent a car in Canada?
3. What is the cheapest rental car company?
4. What about insurance? Am I required to have/buy one?
5. Any other tips/insights that may be helpful?
Thank you!
1 your age is not a problem the charge depends on the vehicle and how far you drive. count on $45 per day inclusive
2 your licence will be accepted
3 budget rent a car
4 insurance is manditory, (about 12 to 20 dollars per day) but you can arrange rental insurance through your current policy holder sometimes, so check that out.
5 welcome to canada. enjoy your trip.
http://www.bc.budget.com/
Filed under auto insurance price quote by on Apr 30th, 2010. Comment.