The “Big Five Canadian Banks” term refers to the top five banking institutions in Canada. These banks are Royal Bank of Canada, Toronto-Dominion Bank, Scotiabank, Canadian Imperial Bank of Commerce, and Bank of Montreal. The big five Canadian banks dominate the Canadian financial markets having a combined market share of over 90%. These banks are in reality international banks with market share in USA, the Caribbean, Latin America, and Asia. They have thousands of employees across Canada and worldwide. You might encounter the “Big Six Banks” term as well, which is the “Big Five Banks” and the National Bank of Canada, which mainly servers customers in Quebec.
RBC Financial Group or simply Royal Bank of Canada is the largest Canadian bank with headquarters in Toronto, Ontario. The bank was founded in 1864, in Halifax, Nova Scotia. Royal Bank has over 70,000 employees worldwide with offices in more than 30 countries and operates 21% of all Canadian ATMs. Royal Bank common shares are listed on Toronto Stock Exchange, Swiss Electronic Stock Exchange and New York Stock Exchange.
Toronto-Dominion Bank (TD Bank Financial Group) is the second major Canadian bank headquartered in Toronto, Ontario. The bank was founded in 1855 in Toronto. TD Bank has over 58,000 employees, serving 14 million customers worldwide. The TD bank Financial Group common shares are listed on Toronto Stock Exchange, New York Stock Exchange and Tokyo Stock Exchange.
Scotiabank previously known as The Bank of Nova Scotia is the Canadian bank with strongest international presence. The bank was founded in 1832 in Halifax, Nova Scotia. Scotiabank does business in over 40 countries, most notably in the Caribbean, Central and Latin Americas, Mexico and Asia. Scotiabank has over 12 million customers offering personal, business and investment banking services. The bank has 57,000 employees worldwide. Scotiabank common shares trade on both Toronto and New York Stock Exchanges.
The Bank of Montreal marketed as BMO Financial Group is Canada’s oldest bank, established in 1817 in Montreal, Quebec. The bank has 35,000 employees and provides a wide range of financial services to its customers in Canada and USA. BMO is listed on Toronto Stock Exchange and New York Stock Exchange.
CIBC (Canadian Imperial Bank of Commerce) was founded in 1867 in Toronto, Ontario. The bank has its headquarters in Toronto, and has over 37,000 employees worldwide, providing a wide range of financial services to over 11 million clients. CIBC is the smallest of the “Big Five” Canadian banks. CIBC is listed on Toronto and New York Stock Exchanges.
The Canadian banking system is well established and developed and Canadian banks are one of the important pillars of the Canadian economy and society. Canadian financial institutions maintain a network of over 7,500 bank branches and over 17,000 ATMs. The top five Canadian banks are all members of the Canadian Banker Association and Canada Deposit Insurance Corporation.
Peter Todorov writes for Canadian Banks – an informational site about the Canadian banking industry and Loans in Canada – a Canadian loan directory.
Filed under Home Insurance by on Mar 7th, 2010. Comment. 
More and more people are turning to a pet sitter rather than boarding their animals when leaving home. Unfortunately, pet owners are having bad experiences with kennels and pet daycares because of viruses, cleanliness, and overall care of the animals. Pet sitting provides a quieter and calmer environment for your pet because it is in the safety of your own home. There is some risk in using a pet sitter just like trusting a boarding company or vet clinic in taking care of your pet; however, once you find the right pet sitter you and your animal will be much happier. Here are some tips on how to find the right pet sitter for you and your pet:
Make Sure the Pet Sitter Is Insured & Bonded
Make sure your pet sitter is insured. You may ask for proof of insurance if they do not offer it up front. Pet sitter insurance is fairly inexpensive and not hard to get, so professional pet sitters should always have this safety, no excuses. If you are interviewing a pet sitter that does not have insurance, keep looking!
Look For Recommendations
When you are looking for a pet sitter, ask around. Ask your neighbors, friends, and family if they have used a pet sitter before and who they might have used. You always feel more comfortable when a pet sitter gets recommended to you.
Ask For References & Call Them
When interviewing potential pet sitters, ask for references. If your pet sitter knows better, they should offer them up front without you having to ask, however, they may forget, so it is still safe to ask. Don’t hesitate to call the references and ask them questions. Ask them how they know them and if they were pleased with the pet sitting service. Ask any questions you like.
Ask Plenty of Questions
Not only should you question the pet sitter’s references, you should question the pet sitter. Ask them questions about how they would deal with certain pet situations, such as a medical emergency. Ask about their knowledge of animals and past experiences. Also, ask any questions that would make you feel more comfortable in making a decision. Example questions: Have you as a pet sitter ever had emergency situations with a client’s pet. If so, how did you deal with it? Another example question, do you have any employees? If so, are they reliable and insured? What is your backup process for when you cannot complete your pet sitting duties?
Take all the time you need. I suggest you start looking for a pet sitter way ahead of time so that you may find someone you trust to take care of your pet like you would. And find someone within your price range. Pet sitting services are not that expensive. Daily visits range around $12-$20 while dog walks are anywhere between $15 and $20. You should feel absolutely comfortable in your finding the right pet sitter for you and for the right price.
About the Author:
Mary Hickman is the owner of selectpetcare.com and offers
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Article Source: ArticlesBase.com – How to Hire a Pet Sitter You Can Trust
Filed under Home Insurance by on Dec 12th, 2009. Comment.