High interest rates can be elusive, and when you do find them, they are typically fleeting. One sure fire way to save money though is quite simply to not use it excessively. A good place to start cutting costs is on your auto insurance and transportation expenses.
1. Compare and select- Auto insurance is expensive, and cutthroat competition means that you won't always get the best deal from any one company every time. Always compare several policies from several companies before making your choice
2. Get a policy with more deductibles- A high premium policy only makes sense in a worst case scenario, like a total wreck. How often does that happen anyway? Higher deductibles almost always translates to significantly lower premiums and good savings overall.
3. Don't invest in life insurance unless it is absolutely necessary, full life insurance is often too pricey. If you really feel you need to get life insurance, get term life insurance.
4. If you are reasonably liquid in the long term, you should do away with credit insurance coverage on all your installment loans. This type of insurance is expensive, and again, it is only for worst case scenarios.
5. Keep your tires at the manufacturer recommended pressure, this will prevent unwanted fuel consumption. Keep your engine properly tuned and maintained, a smooth running engine is an efficient one.
6. Buy ordinary gas instead of premium gas, the price per gallon is significantly smaller, and the supposed performance and mileage benefits of "high performance" gas are negligible.
7. When travelling by plane, always look out for the better deal, be mindful of special offers, and if you travel frequently, be sure to keep track of your frequent flier miles.
These are just some of many things you can do to minimize your spending and save some real money. With today's highly unstable interest rates, minimizing your spending is the only way to really save.
Len Casey, is a 'finance guy' located just outside of Atlanta. Check out his blog for more excellent advice.
Filed under auto insurance price quote by on Jun 9th, 2010. Comment. 
2008 Ninja 650R?
I'm 17, 6'0 - 6'1, and 220 - 230 lbs. I'm new to riding and mainly want a bike because they are very cheap compared to cars. I'm looking at a Ninja 650R. Is that bike big enough for my size? I also liked the Suzuki 650 but i'm leaning to the Ninja because I like the exaust better (and its cheaper.) Is Suzuki Better? Also does anyone know about how many MPG it will get? My guess would be around 70 but I could be way off. And finally insurance, I live in the Houston area in Texas.
What is a good website that sells motorcycle gear?
The Ninja 650R is a great bike for a beginner. Friendly power, and enough power to last you for a while. Only real knock I've heard against it is that some examples have front brakes that weren't as strong as others. Kawasaki may have fixed this since the intro, too.
As for how well it will fit your frame, best way to find that out is to sit on one. Your dimensions aren't so unusual, so I don't think it would be too much of a problem. I'd pay special attention, however, to the angle at which your knees are bent. Since you're on the tall side, I'd take care to make sure that they aren't bent at too much of an angle. That can get uncomfortable after a while.
I've heard good things about the GSX650F, too, and it would also be a good beginner bike. (I assume that's the model you're talking about).
MPG might be closer to 60. That's going to vary with your riding, too.
Insurance may be pricey. Young males on sportbikes pay a pretty heavy premium. The 650R is a lot closer to a "standard" bike than a sport bike, though it looks racy. Kinda depends on how the insurance company classifies it. Definitely would be a good idea to shop around.
Also, make sure you allocate some of your funds for gear. I know it gets hot in Houston, but riding gear is a lot less hot than skin grafts.
Filed under auto insurance price quote by on Jun 9th, 2010. Comment.