Oftentimes, after a car accident, you might not immediately realize the severity of your personal injuries. Many serious injuries may not become apparent until days after the accident, even those that can life-altering consequences.
Visit Your Doctor Immediately After a Car Accident
It is very common to feel worse in the days following your accident than you did on the day it happened. Soft-tissue injuries-such as those commonly suffered in car accidents-do not always appear promptly, unlike a broken bone.
There are several compelling arguments for visiting your doctor immediately after a car accident. If you do not visit your doctor:
o You will delay the application of any preventative care;
o Your pain may become debilitating; and
o Your insurance company may use your failure to seek medical care against you during your claim settlement.
In addition to the important short and long-term medical considerations involved with seeking prompt medical attention to treat car accident injuries, the longer you wait to see your doctor, the harder it will be to prove your injuries were caused by your accident.
Always Cooperate With Your Doctors
Tell your doctor about any pain you suffer, even if it seems relatively minor, as it can be very difficult to gauge what could potentially become a more serious condition down the line. Any attempts at self-diagnosis could have a detrimental effect on your long-term health and comfort, as well as your car accident case and personal injury claim.
Missing a doctor's appointment is a red flag to both your doctor and the insurance adjuster that your accident injuries are not as severe as you have stated. In order to recover the damages that you deserve for your injuries, you must prove you are injured.
Each time you visit your doctor, the status of your accident injury will be updated. This is why it is important to be very thorough in your description of your injuries and the pain that you are experiencing.
Also be sure to inform your doctor of any previous injuries, as this will likely impact the course of treatment for your accident injuries. Talk to your doctor about how your injuries are impacting your day-to-day life, and if they have caused you to miss work, or experience decreased mobility and activity. At the same time, demonstrate to your doctor that you are committed to following his or her orders for a complete recovery.
Finally, you must give your doctor a detailed explanation of what happened during your car accident. By telling your doctor every physical detail of your car accident-such as if you were hit from behind, or if the airbags deployed-you are assisting in your diagnosis and ensuring that your medical records are more complete.
By cooperating with your doctor, you demonstrate that your accident injuries are serious and that you are committed to doing what it takes to recover from those injuries.
If you have been seriously injured as a result of someone else's negligence in Massachusetts, visit http://www.tomkileylaw.com/swat/index.cfm to learn about your rights and options under the law.
Massachusetts personal injury lawyer, Thomas M. Kiley, has been representing individuals against insurance companies since 1976. He was referred to as the "Million Dollar Man" in a featured article by the Boston Herald Sunday Magazine in it's "Personal Best Series." This was based on his record of obtaining million dollar verdicts and settlements in complex cases in which he represented injured victims against insurance companies. Mr. Kiley is a respected member of numerous professional organizations including the American Association for Justice, the Massachusetts Academy of Trial Attorneys, and the Massachusetts Bar Association. He has achieved the highest possible rating (AV) for both legal ethics and ability by Martindale-Hubbell, the definitive guide to America's leading lawyers and law firms.
Filed under Health Insurance by on Jun 20th, 2010. Comment. 
Why does our govenment not spend more time reforming the Pharmaceutical industry rather the Health Ins. Ind.?
In 2008, Pharmaceutical profits in comparison to revenues was 19.3%. Health Insurance Industry was only 4.6%. Would it not make sense to have a pharmaceutical reform rather then concentrating on health Insurance. If we took care of the outrageous pricing of medication, wouldn't health insurances see the benefits and in turn allow the economics to push prices down. Allowing for more to have it without costing our government anything like the plan now.
Great question!
I agree with you that the Pharma needs investigation.
If medicines are given by prescription doesn't the fact that TV ads cause people to plead with their doctors for a med that he might not suggest but will cave if pushed?
It seems that profits were said to have increased 30% since TV advertising. That is a very telling statement.
People who want to get back to work, mothers who can't afford to take time off to take care of children are influencing doctors to over prescribe. This leads to additional problems, physical and financial.
Filed under Health Insurance by on Apr 30th, 2010. Comment.
Home buildings insurance-what am I entilted to?
I live in Hull, UK and my area was badly flooded in summer 07. Those worse affected moved out straight away as their homes were unliveable and the builders moved in. We agreed with our loss adjuster to wait until after Christmas to start on our house. Even though we have no flooring and there is mould all over. Now we are ready to move out so the work can begin but the loss adjuster says we can't live in a hotel because it will cost to much (4 adults 1 dog) we know there are no homes to rent that would take a dog, all are full. We may be able to have a caravan in our garden but he said we will not get the 'disturbance money' my neighbours are getting (ie £10 per day per person, plus money to cover laundry). The people are getting the money to eat out. You can't cook for a family in a caravan for 6 months. I wanted to know what I can expect to be intitled too and can I insist on a hotel?
Hi there,
I'm sorry to hear of your predicament following the flooding in the Summer.
It is hard to give any sound advice without knowing exactly what your policy cover includes. On either buildings or contents insurance there will usually be a cause covering alternative accommodation. This could be either a flat rate fee although its is far more likely to be a percentage of your buildings or contents sum insured, usually upto 20%.
You need to contact the insurer's claims dept and find out what you are entitled to. If what they offer does not satisfy you, make a formal complaint writing to the company. If this still not satisy you, you will then be able to contact the Ombudsman (the details should be in your policy booklet) who will make a decision that is binding on your insurer.
I know its hard to understand at this time, but unprecedented events over the Summer have made it incredibly diffcult for UK insurers but I know first hand that they will try to do everything in their power to hellp you.
Fozbah
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Filed under Home Insurance by on Apr 15th, 2010. Comment.