
Health care plan that would work?
The countries that the Liberals quote as having better health care than the USA, DO NOT have a public health care plan.
They have private insurance companies compete. Health care premiums are progressive and income based. With heavy handed regulation on payment within 5 days and pre-exisitng conditions covered. And regulation on overhead costs.
Why hasn't that even been proposed by the Democrats?
Do they really just want to take over 1/6 of the economy?
Maybe they can see why people are suspicious and see it for what it is.
Is that why they are trying to play the race card to end the dialogue about it?
Alot of questions I know.
Universal Health Care does not require a public option. For example, Germany and Switzerland provide Universal Health Care and there is no public option there but they spend less on health care than we do and get similar health outcomes.
Why? Their health insurance companies use a different business model than we do. They make profits on providing basic care. This gives US health insurance companies the incentive to take in payments and deny care when it can. The other health insurance companies make profits on the number of members in their plan. They have incentive on keeping their members happy. The best way to force companies to adopt that model is to introduce the public option. Blue Cross and Blue Shield once used this model.
This will not lead to government takeover of health care industry. If you believe that, you underestimate the power and creativity of capitalists. I do not play the race card and most liberal answers on health care issue do not play the race card. We play the evidence and reason card.
Filed under Health Insurance by on Jun 29th, 2010. Comment.
If I dispute all bad items on my credit, even if some are owed... will they fall off?
I have some things in collections that are destroying my credit. One is Sprint that has me in collections and American Family insurance is one also. Do I just ignore these and let them fall off and just pay attention to the ones that are in good standing? I have 2 auto loans that are perfect. I have found companies that will take the items off even if they are owed. But not sure how well that will work. Any advice I can get to get things going better is much appretiated.
Yes you can file a dispute with the CRA's regarding those debts, but the CRA's will contact the creditors to validate the debt, and if it is validated, then it will NOT be removed from your report.
If you file too many disputes, the CRA's can consider it a frivilous dispute and do nothing.
The only time you would file a dispute is if the debt is not yours, stolen identity, or the creditor has re-dated the debt which is in violation of 15USC1681s-2] ยง 623. Responsibilities of furnishers of information to consumer reporting agencies
If these debts are time barred (beyond your states SOL to pursue legal action, then yes you could just let it ride untill they are no longer reported. If they are NOT beyond your states SOL, then you could wind up in court.
Check your states laws at the following web site
http://www.bcsalliance.com/statute_of_limitations_on_debt.html
Filed under auto insurance price quote by on Jun 28th, 2010. Comment.
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Filed under auto insurance price quote by on Jun 27th, 2010. Comment.