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Will my homeowners cover the cost of my pool repairs?

So, I woke up this morning and the side of my pool (it’s above ground) was busted out and the liner was protruding from the hole…I unhooked the pump from the hoses and allowed the center drain to leak all the water, to try to prevent damage to the liner…But my question is: Does home insurance cover the cost of pools?

Almost certainly it won’t. Even if a deluge damaged the house, flood insurance (if you have it) wouldn’t be valid because it’s technically not a flood.

If you feel up to a challenge, the answer is in your homeowners policy. Beware though that insurance jargon uses ordinary English words in very special ways.

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