Is there something wrong with the housing market??
What’s up with the housing market in BC Canada? Why is it that a single parent can’t find an affordable 2 bedroom apartment? I work full time, I take home about $1600.00 per month but apartments in the city I live in start at $1100.00 per month. How the hell am I supposed to feed my son and myself on $500.00? Not to mention utilities, clothes, insurance, and all the other necessities. This is bullcrap. All these property developers and income-property owners are forcing people into the streets with their exhorbitant rental rates!!!! Who the hell pays $1100.00 a month for rent when a mortgage costs less??
Sounds like you need a rent control law. Good luck with the politicos who are stuffing their pockets with ” contributions ” from the lobbyists.
Filed under Home Insurance by on Mar 12th, 2010. Comment. 
Ways to pay house’s mortgage from 2,000-3,000?
Well , me and my husband had bought a house of around 400 000 $ (it’s in Canada, Ontario) and so the house is under his name but the house company knows that i bought the house with him and so it’s been 6 months now and he left because of some argument and now i am alone and i don’t know how to pay the mortgage especiially when i dont’ even have insurance for it and it’s something around 1 000 – 3 000 and so i want to know ways i can do to pay that and i make around 2 000 and my husband makes around 5000-7000 a months and i want to know if theres a way i can maybe be able to pay thehouse’s mortgage when it comes every months and still having some ways to pay other stuff such as bills and food ?? can you help ?
and i also wanr to stay in the house
and i have four kids
The bank doesn’t care where the payment comes from. If you can afford the mortgage payment, then go to the bank and make it. If not, and your name is not on the loan then it may be time for you to consider more affordable housing.
If you are legally separated then there should be some arrangement that spells out his financial responsibilities, including what happens to the house.
Filed under Home Insurance by on Jan 14th, 2010. Comment.
Car insurance is not only a necessity when driving a car, it is also the law. When drivers purchase car insurance, they are required to pay a car insurance deductible. The deductible is part of every driver’s insurance policy and they are responsible for paying it. Basically, a deductible is the amount of money that a driver is willing to pay for the insurance coverage. Deductibles differ by state, but generally, they can be $100, $250, $500, $1000 or $1500. For instance, if you had a deductible of $1000, and received damage to you car in the amount of $5000, you would pay $1000 and the insurance company would pay $4000. This money must be paid before your insurance company will pay your claim.
Selecting a deductible is an important decision because it will affect the cost of your premium. The higher the amount of the deductible that you choose, the lower your insurance premiums will be. You could possibly save up to 20 percent. Comprehensive and collision coverage are associated with the insurance deductible. Comprehensive covers any damage to your vehicle other than another car. This can include hail, ice pellets, physical damage such as vandalism, or hitting something such as a deer…etc. Comprehensive insurance also covers theft. Collision insurance covers damage caused to your car as the result of a collision with another vehicle.
Although the higher the insurance deductible, the lower the premium, you will still have to make sure you can afford the deductible in the event that you have to make a claim. It is important that set aside the amount of the deductible such as depositing it in a specific bank account. If you cannot deposit the entire amount, make regular deposits to make up for the shortfall until your reach the total amount.
Most car insurance companies provide deductible calculators on their website. Before you decide which deductible you will use, compare policies and how much each costs. If you need further information, contact an insurance agent.
Every driver has to consider how much money they can afford for coverage each month.
It is important be informed about car insurance policies and their deductibles. This coverage is how your vehicle will be protected in case of a vehicle accident or damage. Choosing auto insurance deductibles is based on personal choice. The best choice is what best suits a policyholder’s specific needs. An important factor in choosing deductibles is the price and how difficult it would be to obtain the car insurance deductible in the event of an accident. To find out the difference in prices, get several quotes from different companies. A general rule is: choose deductibles as high as you can afford.
The purpose of the car insurance deductible is to dissuade drivers from using their insurance policies for minor claims. If a driver has $500 in damages, and a $500 car insurance deducible, he most likely will not make a claim. By knowing and understanding what your state requires, how much coverage you can afford, how much you are willing to pay for insurance, how often you think you will make a claim, and how much of a deductible you can pay, you will be able to choose the right policy to meet your needs.
Complete home and car insurance online in Ontario. Get accurate, no obligation car insurance quotes online. We will help you select the best coverage with options and deductibles that can be adapted to suit your insurance needs.
Filed under auto insurance price quote by on Nov 15th, 2009. Comment.