What is open enrollment? In terms of health care insurance??
It’s a specified period of time when anyone who is a member of a group, such as an employee of a company, can enroll himself or family members into his company’s group insurance plan without having to supply evidence of insurability (medical records, etc.) if he wasn’t already enrolled in the insurance program. This term usually applies to group health insurance programs. If you’re considering getting involved in your employer’s group health plan, open enrollment is the best time to do it.
Filed under Health Insurance by on Aug 24th, 2010. Comment. 
I’m changing jobs; what do I do about health insurance coverage for the few interim days?
I’m moving from one company to another. There is a gap of a week between my end date with my current employer, and my start date with the new company.
My health insurance coverage with the old company ends on my last day, and my coverage with the new company starts on day 1. But, there’s still that gap of a week between them, and I don’t want to be without insurance even for that small amount of time.
What are my options? Do I need to file for COBRA? Can I wait, and only file for COBRA if something happens, since the filing period is longer than the time between jobs? Are there other options?
You propably won’t even have enough of a break in coverage to get the COBRA paperwork. If something happens and you need it, you can opt for it then. Make sure you have the coverage at the new employer from day one before you refuse COBRA though…
Filed under Health Insurance by on Jul 1st, 2010. Comment.
There are different reasons why your car insurance is a must and it has been like that for a centurary almost. If you have your own personal vehicle, insuring it is a must. An uninsured car on road is a risk and you can not break the law and assess its possible consequences.
For anyone under 21 insurance is often very expensive and you often have to work hard to get cheap car insurance. But auto insurance is a valuable protection against the unexpected financial losses that comes with traffic accidents.
So to get good car insurance quotes for young drivers you must do your research. Go to some insurance companies for the best quotes and then compare them. Compare also the features and look for the deals. Buy the one that best suits your needs. Never take a chance with the insurance, because it is better to play safe than suffer damage later.
How much is auto insurance?
If you need cheap auto insurance quotes, you often want to consider the long established and well-known companies, but sometime new insurance companies can have good cheap and low rates as well. Some say that newer auto insurance companies are competing more and harder for your interest and therefore can give insurance for a lower price to young drivers. There are many things you need to consider when getting insurance quotes online, but if you do your research well you can find good deal.
Doing research and comparing and reading reviews online will help you to find discounts and cheaper car insurance quotes that will save you money in the long run. After you get different offers you should also find out if there are further discounts.
Visit JohnnyKnows for online reviews before you buy. Here you can also learn how to get cheaper insurance for young drivers.
Filed under Health Insurance by on Jun 21st, 2010. Comment.