Nobody wants to be in accident but sometimes it is unavoidable. When driving a minibus the first concern should be for your passengers’ safety.
Assess your passengers. If any are injured do not move them unless there is an immediate risk from other vehicles or fire. If the minibus must be vacated move the passengers to a safe location as far from the vehicle as possible. Be aware of approaching traffic when exiting the minibus.
If there are any injuries or the road has been blocked or damaged by the accident, call the emergency services immediately.
To help with any minibus insurance or legal claims that might follow collect the following information:
1) Driver details
Collect the names, addresses and telephone numbers of the other drivers involved in the accident. Try to obtain the name of their insurance company and policy number. If you have any suspicions that they may not be telling the truth, it is worth noting a short description of the driver and any distinguishing features.
It is the law that drivers exchange details after an accident. If a driver fails to stop or refuses to give their details, notify the police immediately.
It is advisable to keep details of your minibus insurance in your vehicle to give to the other drivers.
2) Vehicle details
Gather as much information about the vehicles involved as possible. This will include registration, make, model, colour and any modifications that have been made to the vehicles.
3) Time and date of the incident
4) Driving conditions
Note what the weather was at the time of the accident. Include information about visibility and road condition.
If it was dark record details of the lighting conditions including street lighting.
5) Damage
Make a detailed record of the damage to your minibus and to the other vehicles involved.
6) Injuries
Gather information about the injuries to your minibus passengers and anyone other persons involved in the accident. This may include pedestrians.
If a dog or farm animal has been injured you are required by law to report the incident to the police. This does not apply to cats or wild animals but check the animal is not injured or suffering.
7) Emergency Services
Record any details of the emergency services attending the scene. Request an accident report number from the attending police services.
Accident Scene
Take a photograph of the accident scene and draw a sketch of the vehicles positioning prior to and after the incident.
Make a note of the road type and any significant road markings, signs or obstructions such as a skip.
Record the estimated speed of the vehicles involved and whether headlights or indicators were being used.
You may not be able to record all this information at the time of the accident. In this case return to the scene as soon as possible, while the incident is still fresh in your memory.
Being involved in an accident is a stressful situation. But by staying calm and recording as much information as possible, it will assist your minibus insurance provider with any claims or legal disputes that may follow. To gather this information it is helpful to carry a pen, paper and disposable camera with you in your minibus.
Remember to inform your minibus insurance provider as soon as possible. Most good providers will have an advisor available 24 hours a day, 365 days a year to assist you with your claim.
The Minibus Club is a specialist minibus insurance provider and has offered UK minibus insurance quotes since 1997. Visit their website to get a free quote for charity minibus insurance or call their hotline on 0845 609 0323. See how much you could save on your minibus insurance.
Filed under Home Insurance by on May 21st, 2010. Comment. 
Despite the great number of employed people these days, very few are actually happy with what they are doing. Let’s face it, when you’re on a regular job, there are just too many factors going against your favor:
*Daily rush-hour traffic
*Fixed working hours
*Low pay
*An ornery boss
*Dress codes
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More and more people are taking the road less traveled and working at their own sweet time. Dollars are being added to their bank accounts even as they sleep…and they can take vacations anytime they want to.
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How do you cash in on this wonderful secret?
The premise is pretty simple: Companies need people to enter data onto very simple online forms. At times, all you need to do is cut and paste those data, as those companies will provide all the information you’ll need. By outsourcing this job, companies still save a lot instead of hiring permanent workers. When they outsource, they don’t have to spend millions of dollars in employee benefits, insurance, and 401k. This is the reason why they’d gladly pass on these savings to you. You, in turn, could get all the benefits you need on your own, with the money you could easily earn from data entry.
If you decide to turn your life around right now, chuck that day job, and give your cranky boss a piece of your mind, membership sites for data entry jobs will then give you a username and a password with which you can access a huge database of companies that need your help. All you have to do is choose which ones to work on.
Now just like in any other job, though, the dollars won’t simply fall into your lap. You’ve got to be serious about making this change. Most people who start on data entry jobs give up only after a few days simply because they think that all they have to do is sign up and sit back, or they immediately expect thousands of dollars for the first few days of work. Many folks likewise jump from one program to another if the one they’re currently involved in doesn’t pay off as quickly as they want it to.
You will need patience at first as you learn the ropes, but once you get the hang of it, you can even go on auto-pilot doing the data entry, because you don’t need special skills to do this. All you need is a computer and an Internet connection, plus a determination to earn an amount of money which you never thought was possible to make. Keep in mind that you need direction even in a business such as this focus on it, and success will come to you.
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Filed under Home Insurance by on May 10th, 2010. Comment.