What is it about our interpretation of Rules and Regulations that make us so arrogant as to our 'Rights', that we lay claim to a particular course of action that in the reality of the Big House will cost us Time and a considerable donation to the county's exchequer. Many examples of this exist nationwide, some of which I outline hereunder, but so as to not leave out those that oversee our passage on the nation's highways, I note some of their ambiguous gestures also. Should you have seen, or better still have in your possession a photo of what I mean, send it on and we will publish for the greater good of all who might have to cross the path of its content. Days, dates, names and faces not required to save embarrassment or litigation.
Fog lights
Compulsory on the rear of a car and an added extra on the front of most others, fog lights should be activated when visibility is reduced to less than 100 metres in for example, fog. Except here on the old sod where every car fitted with front fog lights has them on night, noon and morning, whether there is fog or not. Anyone who has traveled in the UK or continental Europe will not see this phenomena. Over there they have real fog, while over here it is purely imaginary. Our nation's capital is scourged with this affliction, possibly the legacy of Graham Stoker's dabbling in Transylvanian mist. Whilst traveling under street lights the use of parking/side lights together with the front fogs is another favourite amongst those equipped with the all-seeing eye. My own opinion is that the fogs, particularly front, are a fashion item used to visually dress, despite the fact that they blind on-coming traffic and are therefore very distracting and dangerous, particularly in wet conditions. Get a bit of savvy folks, flick the switch.
Black Magic
Car glass is great stuff. It allows the light in, keeps the cold out and keeps the flow of visual information at a level required for the safe transit of me, you and a dog named Boo. Why then plaster the same glass with black laminate and all but eradicate this flow of information? Users should look at the wrapping this laminate comes in whereon they will note a warning as to its use and application. It should not be used on the front windscreen, drivers and passenger front windows. The disregard by which these windows are black laminated is highly dangerous and convictions have been levied on users under infringements of the Construction, Equipment and Use Act, Road traffic Act 1961/94. Whether the physical application of the laminate is also an offence is another question. Is money being passed over by the enthusiasm of youth to customize their car with the full knowledge of its illegality by the supplier? I fully understand the need to customize, but it is simply not cool when this renders the car dangerous/illegal. A quick phone call to your insurance company as to their opinion on you changing the specification of your car might be interesting. Remember they insure the car based on the manufacturers specification, not that of Kerbside Alterations. By all means customize but don't go into sick bird territory, (ill-eagle).
When right is wrong
Every dual-carriageway in the country suffers from this ailment. The right lane is generally occupied by 90% of traffic while the left is the place no one wants to be. Are they in preparation for full European integration or is the road tax cheaper on the right side? No, Nada, Nein.
We are given access to our road network as long as we obey some rules and obligations. One of them states clearly that we drive on the left side of the road, as long as doing so causes no danger to other road users. Anyone studying for their Driving Test will get to know the three occasions when it is permissible to overtake on the left. All this is totally forgotten when a dual carriageway manifests itself and everyone vies for right lane occupancy.
The right lane/offside lane/ lane 2/overtaking lane is never the 'fast lane' albeit referred to as such by the multitude. Once you have completed your overtake, you are obliged to re-enter, if safe to do so, the left lane and continue on your journey. It is not unusual to find a car in the right lane substantially below the speed limit and refusing to allow legitimate overtaking. This results in the driver at the rear either undertaking via the left lane, which is illegal, or a volcanic increase in the blood pressure of the same driver. Either way it is not good driving etiquette. It is vital not to allow the behaviour of the aggressive, ignorant, or mentally detached to influence your safety. There are people out there who are apparently willing to swap 15 feet of tarmac for 6 feet of grass. Check your mirror, ease to your left and let them by. You don't really want to let them walk around inside your head?
What niggles you?
What are your high blood pressure inducements? Is there one thing that turns you from the reasonable law abiding member of the public that you are, into a demonic alter ego? No need to name or shame, just sent us your tales of woe and if nothing else the exorcism will have cleansed your tortured soul.
Patrick is a member of the web team that helps run the website BeepBeep.ie which is a used car website in Ireland with helpful information on motoring advice, latest car news and used cars for sale.
Filed under auto insurance price quote by on Jul 4th, 2010. Comment. 
No questions about it, auto insurance can cost a bundle, depending on the circumstances. So to save money on this type of coverage, look for free car insurance quotes online and save money on your teen's auto insurance. There are a lot of companies that do offer free car insurance quotes online for clients. Unlike many other types of insurance, you have no choice but to have auto insurance on your vehicles. It's a standard requirement for all drivers. There a misconception among parents of current teenage drivers that the teens should be attached on a separate teen auto insurance policy with lower bodily injury limits. The purpose is to save money on the policy and to hold the teen's driving mishaps off the parents' auto insurance report. With the prices rising these days, it is our prerogative to choose affordable car insurance.
But the fact is, if a teenage driver has an accident, an injured party whose hurt is not covered by the grievous limits of the student auto insurance. And they will most likely go after the assets of the parents anyway. If that happens and you don't have a gigantic amount of cash to pay the damages, your house might be in jeopardy. Inexperienced teenage drivers have higher rate of accidents than experienced drivers. In fact, insurance agents can guarantee you that, a very high percentage of teenage drivers break their first car. So don't risk your personal assets by skimping on bodily injury limits. Before you purchase affordable car insurance from these companies, also make sure that you have the right coverage required by your state. And by getting free car insurance quotes, you will have the chance to choose the right coverage for you and your teens.
What Does a Basic Auto Insurance Policy Cover for Your Teenage Driver?
Bodily Injury Liability- covers injuries that your teenage driver causes to others. If your teenage drivers are listed on your auto insurance policy, they are also covered if they cause accidents while driving someone else's car (assuming the owner of the car has granted permission). Without adequate bodily injury liability, if your teenage driver gets into a serious accident, you can be sued for a great deal of money. That's why it's not lustrous to limit this coverage to the only the minimum. Affordable car insurance is not just important. The amount of coverage should be considered as well. So when you ask for free car insurance quotes, make sure that you know how much coverage is included.
Medical Payments or Personal Injury Protection (PIP) - pays for treatment of injuries to your teenage driver and passengers in the car.
Property Distress Liability - pays for distress your teenage driver causes to someone else's property. That usually refers to another car, but could be hurt caused to fences, light posts, and other structures.
Collision - pays for damages incurred to your car (or your teen's car) caused by hitting another car or object, flipping over, or hitting a pothole. Usually this feature of auto insurance has deductibles ranging from $250 to $1,000. If your teenage driver is involved in an accident, the auto insurance should pay for the damages, once the deductible is met. If you have money station aside to pay the deductible, you can set aside significantly on your teen auto insurance policy by having a higher deductible.
Comprehensive - covers your teen's car for theft or harm caused by something other than another car or object, such as fire, falling objects, explosions, earthquakes, hail, vandalism, riots, windstorms, contact with animals. Comprehensive auto insurance will also conceal a cracked or shattered windshield, possibly without charging the deductible. The deductible on this coverage is usually between $100 and $300, but again, the higher deductible will achieve you money on premiums. Unless you have a car loan, comprehensive auto insurance is not usually required.
Uninsured or underinsured motorist - this auto insurance covers your teenage driver if he or she is hit by a hit-and-run driver, or a motorist without auto insurance or without adequate insurance, or if your teen is hit while crossing the pedestrian.
Plan Ahead If You Want Affordable Car Insurance for your Teens
There are tips for you to consider for your teens to avail of affordable car insurance.
Tips:
Remind your teens that doing well in school will allow them to have affordable car insurance since there are often discounts available for students with good academic performance. When looking for free car insurance always inquire about discounts. Most teens are very motivated to earn the freedom that driving allows. If they know you will only permit them to drive with affordable car insurance, your teen may save more trouble in their studies, which leads to a double benefit: better grades, affordable car insurance rates.
Accept free car insurance quotes from several different insurers. Rates can vary considerably. Often the companies you observe advertising on TV as ultra-cheap are actually a stout deal higher than the competition. You can also shop online for the best auto insurance rates.
Have your teenager driver a share in the cost of driving, maintaining and insuring the car. If allotment of his or her allowance or paycheck goes to camouflage the cost of auto insurance, the teen will more likely be pleased by the privilege of driving and saving his money.
Not because your teenager has had commercial driver's training, he or she is prepared. Commercial training programs usually require only a few hours behind the wheel before declaring your teen ready for the road. The fact that automobile accidents are the number one cause of death among teenagers should be a warning to every parent. Utilize enough time driving with your teens and talking to them about the potential dangers that you feel comfortable with their skills and knowledge. It is very important that every teenager should get auto insurance. Affordable car insurance is available online so shop for insurance and get free car insurance quotes as well to save money on your coverage.
For you to save money on auto insurance, get free car-insurance quotes online. With the help of the internet, you will be able to get the best yet affordable car insurance that will fit your car insurance needs.
Filed under auto insurance price quote by on Dec 10th, 2009. Comment.