is there anything I can do about making payments on a car that was totaled and NOT covered by Insurance ?

My car was totaled by an excluded driver, Ins. Co. won't pay. We are still liable for our monthly car payment, does anyone know anything we can do? Don't want to get bad credit rating, and already talked to 3 lawyers about Ins. Co., Looks like we're screwed!! please help!!

Since you were in violation of your policy and your claim denied because of this, you really don't have any options with regards to your insurance. Have you thought about going after the excluded driver. Does he have coverage on another car that might extend to yours? You might have to sue the driver for the cost of the car.

Good luck