Help with Claiming Insurance on Stolen Items.?

A couple friends and I from Michigan were visiting a friend of mine down in Miami, Fl. My friend took us to a party one night, and at the end of the night, discovered that someone had stolen his car. I had left my phone in the car, and my friend from Michigan left his Zune, headphones and phone charger in the car. How can we go about claiming insurance on these items? Is it even possible for us to get them back?

You file a claim with your homeowners or renters policy.

It's not the responsibility of the guy you were visiting, and it's not the responsibility of the guy who owns the car.

If you have no renters or homeowners insurance, there's nothing to claim AGAINST.

For property, you insure for your OWN property. You can't insure for someone else's.