is gas boiler normally covered under home insurance?
my boiler just turned itself off and refuse to start again i think it needs to be replaced, is gas boiler covered under normal home insurance?
No.. it is considered part of routine maintenance and upkeep. But..... if it got hit by lightning, flood damage, electrical surge, it was stolen, robber hit it with a baseball bat,neighbors dog chewed it..... then you might have a claim.
Filed under Home Insurance by on May 12th, 2010. Comment. 
Water Heater Leaked, Now my wood flooring is all messed up. Will my homeowner's insurance cover damages?
The water leaked into one of my rooms and now all the wood floring is damaged. I have Farmers Home Insurance. The heater has already been replaced with a new one, but the old one left us with all this "water damage"
try calling your insurance provider and ask if he can look up your policy. he may tell you to call the 1 800 claim number and speak to a claims adjustor. i just hope farmers has much better adjustors than our insurance had, dang near had to sue my old provider TWICE. watch your back on estimates and what they offer you for repair money it's their job to low ball ya on price to save the insurance money.
Filed under Home Insurance by on Apr 23rd, 2010. Comment.
I've got no hot water - what's wrong with my boiler?
I've had hardly any hot water this week. It starts off hot in the morning but mid way through my shower, it runs out and the water gets ice cold. The heating is still working fine though and I've checked the boiler and all the switches are in the right place. Any ideas what the problem can be?
Also, are boilers included on house insurance or do you have to pay extra for that? Going to have a look when I get home, but thought I'd just see if anyone knew here.
It's a combi boiler
Not a heating engineer, so sorry no idea about the water, but as to the insurance, unless you have a very special insurance policy, no it wont be. They would just regard it as an appliance breakdown.
The only way for your insurance to pay out on it would be if it blew up and took out your wall!
A bit extreme!
You need seperate heating cover, normally from gas engineer/ supplier to cover your boiler.
Filed under Home Insurance by on Mar 31st, 2010. Comment.