Car Insurance Help!!!!!?
I am a 28 year old female that is looking for the cheapest full coverage I can get quickly. I haven’t had coverage in the past 30 days. I’m basically looking for companies that will offer a low down payment even if the monthly payments will be a little high. Any suggestions will be greatly appreciated.
A 30+ day lapse in coverage will diffidently make your rate go up for a while. Most major carriers will put you in their “non-standard” insurance line for at least a year.
If your looking for a short-term solution, call a local, independent agency. They can usually find you the cheapest non-standard carrier in your area.
If you want a long-term solution, you should sign up with a major carrier and tough it out for a year. Yes, the premium will be more expensive, but they will switch you into their standard line after a year and most give a discount after paying your bills on time for a year. This will save you tons of cash over time.
Filed under auto insurance price quote by on Mar 25th, 2010. Comment. 
How does a 19 year old get a credit card?
My daughter is 19 and still lives at home…She has nothing on her credit, good or bad…after she graduated high school she worked as a waitress and tried to get a JC Penney card, she was refused…She now has a good job that started her at 10 dollars an hour plus benefits (good for our small Arkansas town) She has no bills in her name, her car is paid for and her car insurance is on my policy…she does have a checking account…checking account and job is about all she has…is there anyway for her to get a credit card, or if not a credit card just some credit…I’m not co-signing anything…been there done that!!!
You might try Orchard Bank, First Premier, H.S.B.C. & Capital One they are all pretty good at giving people cards that have limited or damaged credit.
The fee’s, interest rates and penalties if your late with a payment are huge but they all report to the credit bureaus and will help you to establish your credit as long as you pay as agreed.
The other way is to go to your own bank and get a secured card backed by your own money.
Filed under Home Insurance by on Mar 19th, 2010. Comment.
Will they drop everyone off of my car insurance policy because of my DUI?
I referred my mom and grandma to my car insurance company and they gave me a discount because of it.
My policy expires in 6 months and I of course know that there’s a possibility that they will drop me, but will they drop my mom and grandma too, or will they leave their policies alone?
No they will be safe, nothing to do with you.
Just find a new insurer, these are the cheapest I know, you’ll get a price in 5 minutes:
http://car-insurance.moneysavecenter.com?id=wGen-dci
http://car-insurance.moneysavecenter.com/100.php?id=wGen-dci
Filed under auto insurance price quote by on Mar 18th, 2010. Comment.