accident

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what are your rights if a person’s car hits you and they don’t have auto insurance?

This was a non-reportable vehicle accident. The person’s car who hit mine was a manual and somehow came down the hill and hit my car. No one was in that person’s car. But it rolled down and hit my car. I went to a dealer to get an estimate and it was about $955. I have car insurance, but the other guy doesn’t. I have full coverage, but my deductible is $1000. What are my options? The owner of that car who hit me said that he is a mechanic and can fix my car. What should I do? Should I allow him or should I ask for his certification/license? I don’t know if I can trust them either. I would rather have someone else fix it. Or should I just ask him to pay for the accident since he doesn’t have car insurance? Is there a way where I don’t have to pay anything? Any information what so ever will help out so much. Please give as much feed back as possible. I’m really looking for some possible answers.

1) Just report it to your insurance. Policy carry a Uninsured Deductible Waiver coverage (hopefully you have it). They can waive your deduct, repair you car and they do the leg work on approaching this other person or their insurance.

2) It is your option of where you want the vehicle repaired, go with someone you trust.

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how to Work with auto claim insurance?

Your Question
Auto Insurance claims! HELP?
Hello!

I’m working on a collision shop, have to work with insurance. I don’t have a lot of experiences. Can anyone give me some tips ? that helps me to win the claims!

Ps.

I have Client that insurance deny the coverage! even
when he has a full coverage! is that possible? The insurance took 3 month to investigate! the police was on the scene ( the report says the fault is of the other driver involve) but the my client wasn’t the driver on the accident it was his friend!
DO U think that’s the reason to be denial???

THanks!

I would work on your spelling and paragraphs. Your inability to project a professional image will harm you in the long run. I would hire an assistant with good communication skills and you will be taken seriously in the future.