home insurance townhouse

What is the cost of homeowner's insurance on a $100k property ?

I am a single, first-time homebuyer and am curious how much I should expect to pay per month for homeowner's insurance. My home budget is $100k and under; I will likely purchase a foreclosure and/or condo/townhouse. I have been steadily employed at the bank where I work for 3 years, have no debt aside from credit cards which I usually pay in full every month, and my FICO is 719. I know the rates will vary but if you can help with a realistic ballpark that would be helpful. I would also like to know which types of properties will have lower insurance rates. Helpful answers are appreciated.

It can be anywhere from $400 to $5,000 a year, depending on coverages, location, your credit score, and claims history, and the age/condition of the house.

For cheaper rates, stay away from houses more than 25 years old, or more than 5 miles from a fire department, or made from wood, or in the states of TX, LA, FL, or CA, or anywhere coastal, or near a large body of water.

Condos LOOK cheaper, but catch you on the fees.

I think you really need to talk to a local real estate agent. When you look at properties, one of the things on the sheets is insurance and taxes cost.