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How do I know which insurance Class Code my business should be?

My broker put my business down for Home Health Care Services but we provide training to special needs adults in their home and do not administer medication. We do monitor their medication intake to make sure they take them properly per doctor guidelines but that’s all. The quote was much higher for that class code compared to our other services.

You can call on another broker or insurance company and get a quote and code from them and than approach your broker. Every broker deals sometimes with a specific insurance company which has preassigned certain codes and rating to them.