health insurance underwriters

Is there anyone who, like me, has been denied health insurance due to preexisting conditions?

I have now been turned down health insurance by two companies. The preexisting conditions are not valid as they are 25 years old. Shopping for health insurance is something we do which will lead to trouble when the insurance companies use only a few underwriters to judge who will be accepted and who will be denied. Now we are asked if we have ever been refused insurance. That is a stigma which follows me around now. Now that I have read some of the statements by others who have been denied, I see that I will probably never be able to get private health insurance in the system we have now with my diagnosis of cancer from the past. That is a frightening realization. People are being refused for conditions which are not chronic nor proven. This can be a personal tragedy, but in the bigger picture there is an even bigger tragedy which can occur nation wide to the health care industry. The system isn’t working and I don’t have have the answers.

I feel so badly for you. Unfortunately, this is an all too often occurrence, especially when applying for private or individual insurance as opposed to group plans.

There are insurance companies that will insure you despite having a preexisting condition, but you will probably have to pay higher premiums. Look on Google.

I hope everything turns out ok for you.