Question about buying property in Detroit?
I was shocked to see how cheap property is in Detroit, I know the crime is bad, schools are a joke, city services suck, and the auto industry is leaving but you can get a single family home for like under 3k, sometimes a couple hundred dollars. You can get a four flat for roughly the same price.
I'm considering buying a few of these and fixing them up, I had a few questions. If I do work but don't live there will people in the neighborhoods trash the houses and steal appliances? Just how bad is it crime wise? Could I knock the houses down and just hold onto the land and hope the city turns around in 20 years? If so what liablitity do I have in terms of the land, would I need some type of insurance?
Believe me the property is cheap for a reason. I have lived in Michigan most of my life, and have many friends in the Detroit area who have lost their houses. It is not only not safe in Detroit take a weekend here and take a drive around. Don't park your car though, you will come back with parts missing off of it. People are out of work here in numbers that top any other state. While people are sending money to 3rd world countries they need to send some to Michigan. The new thing going on now is, people renting homes, and apartments, staying for 5 months, while never paying anything but move in cost, they are trashing the places and leaving before the bail lift gets there. They are like locust, moving from one area to another,they have figured out how the system works ex; how long they have till they are removed. Rent on the west side of Detroit goes, for a home around $600.00 and the east side around $550.00 to $600.00 in the bad area's. Because of the economy here most places are saying heck with credit checks and pretty much if you can sign on the dotted line your in. So unless you live next door to your properties, don't even think about it. Oh and once there in. You will be amazed at the rights they have. Your court cost alone while trying to get them out will eat up any profit you might have hoped to gain. Google renter rights for Detroit Michigan, also there are alot of loop holes they can get through to buy more time. Also look into the better housing rights for renters in Michigan, one example is even if they don't pay rent, you are under some of the guidelines to still do repairs depending on the complaint, even if the renter is at fault.
Filed under auto insurance price quote by on Jul 21st, 2010. Comment. 
Someone filed an injury against me in a car crash?
So about 6 months ago I got in a car accident and I just got a letter today saying that the person filed an injury report of like 6K. this makes me furious, as at the time of the accident she said she was fine and no injuries at all (she even told the police this I think). I was at fault for the accident, so obviously I would be the one who'd have to pay. But she's lying about it, the day of the accident she said she was fine.
If she's filing injury, is there anything I could do to refute it? Am I going to have to pay it or will my insurance pay it? I just want to know what my options are. I got the letter today of her signature and her husband signing as a witness.
Some details: My insurance is state farm and I live in Florida, dont know if that makes a difference though.
This is very common. The fact she said she was ok at the scene means absolutely nothing....nadda, nul, zilch, nuttin, There is nothing you have to, can do or should do. Your insurance will handle everything. They have lawyers who are experts and deal with this stuff on a daily basis. If they determine they must pay, they will pay. Sit back, relax, give thanks that you had insurance and let your insurance protect and defend you. Isn't that why you bought insurance?
Filed under auto insurance price quote by on Jul 21st, 2010. Comment.
Can the Police legally tow my car away without telling me or giving me a citation?
I purchased a police car 1 month ago from San Diego, they didn't have the pink slip.The letter of sale says as soon as a replacement title is obtained from the DMV it will be certified mailed to me. When I saw the tow truck I ran outside & told them that it was my car & showed them the paper work & insurance. They said it didn't have my name on it (it does) & was not registered. When I asked them if I could park it in my drive way, they said NO the tow truck is already here. I did not rec. a citation. The San Diego PD picked it up & delivered it to me.Now there's s a terrible consistent ca-bang sound, the tow co said to have a mechanic show them that the tow truck caused it. Do I have a civil case against the officer's for towing it?
You have one against the City as well as the officer who towed the vehicle and the tow company. If you purchased it from the agency that towed it you have a case.
If you provided proof of ownership and the reasons for not having it properly tagged as the fault of the San Diego PD - the officer had a duty to inquire further with his agency in regards to the vehicle. His failure to properly perform that duty showed and demonstrated his incompetence. The officer and or his supervisor could have stopped the vehicle from being towed regardless of whether or not the wrecker arrived to take your vehicle
You should have the vehicle inspected. The exact reason or cause of the damage should be recorded on the inspection. If the inspection expert sites damage caused by the wrecker the case is stronger.
Filed under auto insurance price quote by on Jul 21st, 2010. Comment.