what to do, can't afford Automobile insurance 17 year old male.?
I'm 17 been driving since i was 15 i have quite a few tickets but no moving violations never once. only expired tags and stuff like that. i had insurance all when i was 16 in my name $130 a month. well i lost my job and all i moved out of my moms and on my own now and i got another job but that barely covers rent and food money.
i went everywhere last few days and can't find insurance cheap. everyone tells me its $250 down and 200 a month. the cheapest i found it was $200 down and $160 a month im in Houston Tx and its a 94 mustang Gt im trying to insure.
Seriously what do they expect me to do? im a 17 year old kid and they expect me to pay out the ass for insurance? how do they expect me to do that?
what should i do? i got a 25 mile drive to work everyday what would u guys recommend me to do? all seriousness though i dont wanna get car impounded.
Hey, we ALL have been there, so don't cry to us. If you can't afford insurance then you can't afford to drive! You ride the bus, car pool with someone, get Mommy or Daddy to take you, or bum rides off your friends. Move closer to your work or find a job close to where you live! Work more than one job to pay your bills, it's your choice. We've all had to pay out the ass for car insurance when we were your age, if we could make it work, so can you!!
Filed under auto insurance price quote by on Jul 21st, 2010. Comment. 
How to lower my car insurance, young driver.?
I am 18 going 19 this year, and i want to know how i can possibly make my insurance cheaper, legally.
I took my pass plus which is meant to cut the price down by a bit, but I've found most internet comparison websites don't ask if you have achieved pass plus, so would it be ideal to get a quote online THEN ring up and try knock the price down?
Also what else can i do to cut the cost down, legally?
The following are legal ways to reduce the premium. However some are counter-productive i.e. they may cost more than you save.
1) Buy an old low group car (you can get an idea of insurance groups from Parker's guide) e.g. a Renault Clio, old-type mini/ fiat panda/ ford fiesta.
2) Third party, fire & theft is probably the cheapest cover.
3) Consider a 'birthday' policy - some insurers will give a 6 or 8 month policy and then give a discount at renewal - this can be useful if your birthday is reasonably soon. You will have to stay with them at renewal because you won't have any valid no claims bonus but the year after you will probably be given a 2-year bonus.
4) With TPFT you probably can't increase the excess - you may be able to with some insurers.
5) You can improve the car security by installing a Thatcham I alarm/ immobiliser or a tracker - but these cost quite a bit of money.
6) It may be cheaper if you add a parent onto the policy - providing they have had no claims or convictions - always worth looking into.
7) Garage the vehicle at night and declare the fact to the insurance company
Declare you will only use the car for a few miles a year - if you do this you should stick to it so try and make an honest effort to be accurate.
9) There may still be a 'pay as you drive' scheme around. If you do join one make sure you drive during the day - late-night driving is expensive.
Filed under auto insurance price quote by on Jul 21st, 2010. Comment.