auto insurance medical payments coverage

Is this Auto insurance coverage seems good? p/s advice me i have no idea. they gave me for 107 month payment?

Bodily Injury Liability $50,000/100,000
Property Damage $50,000
Uninsured Motorist Bodily Injury $15,000/30,000
Uninsured Motorist Property Damage or
Collision Deductible Waiver
Included
Medical Expenses No Coverage ************* very scars me how come i am not covered******
Comprehensive Deductible $500
Collision Deductible $500
Rental Car Benefit No Coverage
Towing and Labor No Coverage
Gap Coverage or Loan/Lease Payoff Coverage Not Included
Repair or Replacement Cost Coverage Not Included ************ how about this********
Special Equipment Coverage Not Included
Lienholder/Additional Insured
can some one explain it to me how come i am not covered for medical expanse and car repairer?

For the third time… no medical is a big risk in my opinion. For Bodily Injury Liability I have half a mil myself, it isn’t that much more expensive with the right people.
You are not covered for medical expanse and car repairer because you haven’t asked for it.