auto insurance limits

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Can anyone explain the basics of what a few of these auto insurance words mean?

Bodily Injury Limits mean what? and :
Property Damage Limit
Medical Payments Limit
Uninsured/Under insured Motorist Bodily Injury
Liability Coverage means what?

Uninsured Motorist Property Damage would be what ?
Comprehensive Coverage & Deductibles are?
Collision Coverage & Deductibles
Emergency Road Service Limits ?
Rental Car Limits ? (Does this mean they give you a rental car ?)
Customized Parts and Equipment Coverage Limits means what?
Loan/Lease Gap Coverage is what kind of thing?

Actually, YOUR AGENT is the person to go to, for definitions. You’re asking for a TON of questions, and each answer will generate MORE questions.

If you’re trying to buy your insurance without an agent, online, that’s the main drawback.

Some policies will define these things slightly differently, and in some states, they will also have different definitions.

Kudos to anyone who actually defines all of these accurately – it would take pages and pages. So, if someone DOES attempt to define these, keep in mind, it’s not a FULL definition, and you need to either read your policy, or talk to your agent, for a full definition.

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