if you get fired, how long is health insurance from the company available?
if/ when some one gets fired, or laid off, how long is the health and dental insurance available?
I do believe there is a difference between getting laid off and being fired...
I live in California, if this matters..
Thanks, I am just trying to do some research before the company I work for has to let me go cuz they can't afford to pay anyone any longer. 
If you get laid off or fired they have to offer you the COBRA coverage. Basically you pay the full amount for the insurance, not just the portion you've been paying. It's usually very expensive.
If you get laid off, ask for them to cover you for a few months. The worst they can do is say 'No'. Always ask for everything during the layoff interview. Ask for help with finding a new job, ask for health coverage, ask what kind of reference they'll give you, etc. They may keep saying 'No', but it never hurts to ask.
Good Luck!
Filed under Health Insurance by on Sep 5th, 2010. Comment. 
Anyone from Jacksonville, Florida?
My family is moving to Jax the beginning of November, and I will have absolutely no health insurance when we get there, beside the very limited health care I have through the VA, and I desperately need dental work done, about $5,000 worth, to be exact, and I need it done SOON. I've been told there's a dental college there that will do work for free, anyone know about that? I'm sure getting temporary health insurance from the county will take forever, and we don't have any jobs lined up for us in Jax, so we will be low-income until we find employment. Anyone have any ideas?
Well...I found this list of Human Resources, etc. that seem somewhat promising to provide discounted dental care. http://www.doh.state.fl.us/Family/dental/resources/county/Duval.pdf But, you are right-- an actual Dental School would be your best bet for satisfactory and affordable care. UF College of Dentistry in Jacksonville has good patient ratings. http://www.hscj.ufl.edu/dentistry/contact.asp , I would give that a try. I was a Dental student at one time, and we ran a very professional clinic and all of the patients were always thrilled with the work and pricing.
Filed under Health Insurance by on Sep 5th, 2010. Comment.
Health insurance is defined as "a form of collectivism by means of which people collectively pool their risk, in this case the risk of incurring medical expenses". In simple term, it is a contract between an insurance company and an individual. Let's look at 10 things you should know about the development in health insurance.
1. This concept was proposed by the Elder Chamberlen from the Peter Chamberlen family in 1694. They are famous for inventing the modern use of obstetrical forceps. In 1694, Hugh the Elder Chamberlen published a book advocating health insurance.
2. In the 19th century, "accident insurance" which is quite similar to disability insurance began to be introduced in United States by the Franklin Health Assurance Company of Massachusetts which was founded in 1850. The plan covered injuries arising from railroad and steamboat accidents.
3. Traditional disability insurance evolved into modern health insurance programs during the middle to late 20th century.
4. Patients were expected to pay all other health care costs at their own expense before the development of medical expense insurance.
5. Blue Cross organisations were developed in 1929 by Justin Ford Kimball. Blue Cross is a name used by an association of health insurance plans throughout the United States. The first plan guaranteed teachers at Baylor University in Dallas, Texas, 21 days of hospital care for $6 a year. This plan was then introduced to other employee groups in Dallas and then nationally.
6. In 1939, the Blue Cross Symbol was adopted by the American Hospital Association as the emblem for plans meeting certain standards. The Blue Cross Association superseded the American Hospital Association in 1960.
7. Today there are hundreds of insurance companies offering not only medical but also dental plan.
8. In the United States, study found that 62 percent of all bankruptcies filed in 2007 were linked to medical expenses.
9. On 11th August 2009, US President Barack Obama said ""Nearly 46 million Americans don't have health insurance coverage today." He further said that it is vulnerable to those uninsured as if something happens, they go bankrupt, or they don't get the care they need.
10. U.S. News named Fallon Community Health Plan, Blue Cross and Blue Shield of Massachusetts, Tufts Associated Health Maintenance Organisation, Preferred Care and Kaiser Foundation Health Plan of the Northwest as the Top 5 Best Medicare Plans for the Year 2009/2010.
For more information about individual health insurance and affordable health insurance, visit CommonHealthInsuranceFacts.com
Filed under Health Insurance by on Sep 5th, 2010. Comment.