February 2010 Archives

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If you have talked to anyone who has traveled to Australia then you know that having a car is essential. Australia is an enormous country that has a lot of places to be explored. Also, major cities are spread apart so if you do not have to car, you could end up paying for many different flights. So if you travel to the outback, make sure that you rent a car, and if you rent a car make sure you get insurance. So what Australia insurance companies are worth trusting?

Many people feel that when you rent a car if you to buy insurance from the car rental agency. But this is not true. You can hire car insurance from any company that you wish. And if you are in Australia, there are many insurance companies to choose from. Here are some of the biggest, and most trusted insurance companies around.

AAMI is a very popular Australia insurance company. They are probably the most well known and they are continually doing research about the safety of Australia roads. They recently conducted surveys about using mobile phones in Australia while driving, as well as the continual problem with DUI's in the country. If you are looking for an insurance company while driving in Australia AAMI is a good bet.

RACV is another popular choice for insurance. They are a large company based in Melbourne Australia but can insure you from anywhere in the country.. It is important that you compare rates and coverage between many different companies to make sure that you get the best deal.

Australia can have dangerous roads. Make sure that you are prepared for the unfortunate case of that you get in an accident. Take your time, and find the best coverage, you do not want to have to pay for a car that you do not own.

Get more expert car insurance advice at http://www.freecarinsuranceguide.com

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I have a son with autism, and we require help for modifications.?

Is there a Canadian organization besides Easter Seals, that helps fund disability modifications to a home in Ontario Canada? My son requires massive intervention in all areas, is on a 22 year wait list for a group home, and is highly active and destructive. He takes meds for obsessive/compulsive disorder, but this doesn't really slow him down. Last week he smahed a toilet, through a fridge into the basement, and tore a hole through a wall. The costs are astronomical, we've been told the province will care for him, but we have to sign away all parental rights in order to get him help...this is crazy, and we prefer to keep him in the home, where people with a vested interest in him can care for him.
It's easier to place him into care, than to get in-house treatment, and help. We need a full bathroom renovation due to flooding(he turned the water on and damaged the floors and walls, my insurer says he will cancel my insurance if I file a claim, and without insurance, no mortgages.

I know having a child with autism can be extremely hard. My nephew has it. I live in the U.S. but I did some searching for places in Canada that have services for people with autism. You can try the Autism Society Canada, Autism Treatment Services of Saskatchewan, Geneva Centre For Autism( they provide a training institute on a fee-for-service basis). You can check out this site and see if any of these places can be of help to you http://www.netrover.com/~southgve/canadian.htm
Also try Harmony, Inc. & Autism http://www.harmonyinc.org/about/autism.html
And try Resources on Autism for the Canadian Families http://autism.about.com/od/canadiansonly/
This link lists different treatment services located in Canada http://ca.dir.yahoo.com/Regional/Countries/Canada/Health/Diseases_and_Conditions/Autism/Organizations/
I hope you're able to find one that helps. It's great that you're not signing over your parental rights to get help for your son. He can't help being aitistic and he needs your love and support. Good luck to you and your family.

Filed under Home Insurance by on . Comment#

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Is this normal for home insurance?

I have AAA-California home insurance and we had an incident yesterday involving a squirrel and our fire suppression sprinkler lines. AAA says they only cover the damage caused (carpets, sheetrock, moisture, etc.) by the squirrel eating through the lines, but will not cover the cost of repairing the lines. Is this standard for all home insurance, or do I just have a crappy policy?
The sprinkler lines are in my attic.

It is standard. I once had a toilet leak all downstairs and ruined the carpet, etc., They covered the damage, not the toilet!

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