September 2009 Archives

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do you know any cheap insurance providers who could give a reasonable quote for a 17 year old, with a pass plus on a full UK licence, as go compare is giving quotes of £3000+ which if far too much for a student, plus this is only third party, please help!

Directline is a good one

Im 17 turning 18 soon got a quote for a 1.6 Vauxhall Astra Envoy 8v for £1685 thats paying monthly at 18 with no driving exp (Fully Comp)

Citroen Saxo 1.4i Furio going to cost me £1907for the year fully comp pay monthly

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I am 16, female, first time getting insurance. I am thinking about getting a convertible, would my insurance be more? If so about how much more? But black or blue, not red or yellow. One of my friends is my age/sex and hers is about $100/mo. Would mine be about the same, give or take a little? I am trying to come up w/ a budget and see what I can afford so any help will be greatly appreciated! Every "free insurance quote" site you must fill in your EXACT car type or be 18+, I have already tried that.
I am in the US, in a small town (about 5000). I will add myself to my parents’ insurance but i’m not sure what that is or if their car/house is the same. Thx for the help everyone!

Well, sorry to say, but to get some idea of a price for insurance, you really need to know what kind of car. Find a couple you like and might be able to afford and call around. The best place to start is your parent’s auto ins. company, especially at your age. Pretty much anything is going to be high at your age.

Here’s what you need for an auto quote – name, date of birth, soc. sec. #, address, type of car, & coverages you want. You do NOT WANT TO POST SUCH PERSONAL INFORMATION IN AN OPEN FORUM LIKE THIS. I am an agent in Tennessee and unless you live in TN, my rates would be meaningless. As far as the convertible goes, it probably would be higher, most convertibles are. COLOR DOES NOT MATTER.

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health insurance charlotte nc
Can my employer legally switch health insurance without notifying me or getting my signature? N.Carolina?

I work in Charlotte, NC. I have been on one insurance plan for the past year. It was our annual enrollment period during the month of May. I get a new insurance provider card in the mail this past weekend on June 9th that says it’s effective since June 1st…..yet I’ve been given no notice by my employer of the switch, nor have I been asked to sign anything or given the option to review the plan or make changes to my coverage. I haven’t even received a booklet with the new coverage data. Neither has any other employee here!

Is there a law protecting my rights for this?
Where can I find information or who can I contact?

Your employer is the policy owner and can make changes to the plan, change carriers or cancel the coverage anytime they wish. Employees are “covered members” who are not named individually on the policy and so employee approval is not needed for changes. It’s in your employer’s best interest to continue the coverage and not reduce it, so they can attract and retain their employees – but it’s not a requirement.

Having said that, it’s typical for employers to announce changes to employees, outline cost and benefit changes for the coming plan year and to provide plan documents withing a reasonable time. Check with your benefits department to find out when plan information will be available either via booklet or online.

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